Those plus whatever other methods you can think of will work for meeting the expenses of your indie art films. Or your indie genre film or just indie film or film/movie - if one wants to be very simple about identifying the product or work being made. Or one can try to work for a studio, work with other producers, work for a TV network, etc to get the movie or TV show made & out. You might not fully own your work through this route however. The important thing is, with digital video & the web where it is, it is now possible to make & distribute movies for $0 if you had to (grab your iPhone, grab 2 volunteer actors, shoot a short, upload to Vimeo or YouTube, promote it through social media, etc). Also, if you want to take the time to do so, you can spend a few years and raise a couple of million $s to make & release a movie w/ known actors, etc. Making a good movie is always a challenge. Making money from movies is always a challenge. B...